Koalafi is not endorsed by, directly affiliated with, maintained, authorized, or sponsored by these specific retailers. All product and company names are trademarks (TM) or registered® trademarks of their respective holders. Use of these marks does not imply any affiliation with or endorsement of Koalafi by these holders.

Koalafi offers flexible payment options through rent-to-own (or lease-to-own) transactions. Koalafi’s lease-to-own plans are not offered in VT, MN, NJ, or WI. Some additional state-level restrictions may apply. Lease-to-own (rent-to-own) financing is not a loan but charges a leasing cost in addition to the purchase price. To acquire ownership, you must make all scheduled rental payments, or prepay in accordance with the lease agreement to save on leasing cost. Program features are for qualifying customers only. Consult your lease for complete terms and conditions. Offer subject to change. No credit needed does not imply no credit check. Koalafi performs a credit check as part of our application process. Checking for eligibility will not impact your credit score.

You must be in good standing at the time of application to be eligible for a $0 down or additional lease capacity offer. A credit check will not be performed when you use your additional lease capacity or if you close a lease in good standing and apply for another lease within 180 days. Eligibility is dependent on customer payment activity. Lease capacity will decrease as it is used. Offer and terms are subject to change.